Coast Realty Solutions · Homeownership Preservation
Coast works in partnership with homeowners in the preservation of homeownership. Your financial security and protection from your lenders is our top priority.
No charge or obligation to property owners
for any homeownership preservation service provided by Coast Realty Solutions.
About Coast Realty Solutions
Coast Realty Solutions works in partnership with client homeowners in the preservation of homeownership. We seek solutions that limit the incidence of foreclosure, including the negotiation and modification of mortgage terms.
We are not paid by the lender, and our fiduciary duty is only to you. No fee has ever been charged to a homeowner for ownership preservation solutions provided by Coast. There is no “catch” — our hope is that our intervention will help you avoid losing a treasured home, which provides Coast the opportunity to earn your future referrals and repeat business.
Operated by Sean Ryan, a CA-licensed real estate broker (DRE #01415690) with more than two decades of experience, Coast has the knowledge to answer any question you may have.
20+
Years of Experience
1,000+
Clients Assisted
$0
Cost to Homeowner
100%
Client Advocacy
Mortgage Assistance Package
The Mortgage Assistance Package will help us determine if you qualify for a loan modification, or what might be necessary for you to become qualified for one. There is no charge to a property owner for any service provided.
Complete the worksheet electronically on your PC. Type your responses directly into the light-blue fields. Hover over any box for a helpful clue about that question.
Print this version and fill it out by hand. Ideal if you don’t have access to a computer, prefer working on paper, or if the electronic version isn’t compatible with your device.
Technical requirements for secure completion of the electronic worksheet
Save the attachment to your desktop before completing.
Although this 3-page document may look overwhelming at first glance, nearly all of the information can be typed directly into the light-blue colored areas in about 45 minutes.
If you need clarification on a question, hover your mouse over the response box and a “clue” will appear. By default, the document opens “online,” but security settings will not allow you to save it if completed that way.
The document is created in Adobe Acrobat and can be used with version 5 or newer on a Windows-based computer. If you do not have this free software, it can be downloaded at adobe.com/products/reader.
We have had mixed results with the worksheet on the Apple platform. It will not work with Apple Preview.
If you want to try completing it on a Mac, save the attachment to your desktop, open it with Adobe Reader (not Preview), and verify you have the option to “save” before filling out the entire package.
If it isn’t working electronically, use the printable attachment instead — complete it by hand and we will enter the data into the electronic form so your documents can be produced for you to sign.
How It Works
This three-page application should be the only form you have to fill out during your process. Our system transforms your data into every document required by your lender, on their forms — automatically.
3 Pages
You Complete
Complete Lender
Application Package
Step 01
Fill out the 3-page Mortgage Assistance Package with your basic information. It takes about 45 minutes and should be the only form you need to complete during the entire process.
Step 02
Our system uses your worksheet data to automatically generate the 20–40 pages of lender documentation required for your application. We review every response for compliance with lender guidelines.
Step 03
In many cases, we can have a full package at your lender's office within days. We return the completed documents to you in a printable format, with all accompanying forms ready for your signature.
Step 04
Review the completed documentation, sign where indicated, and we'll let you know what information you need to collate to document your hardship. Feel free to call or email with any questions.
The Foreclosure Roadmap
Foreclosure follows a defined series of steps. At every stage, there are options. Coast Realty Solutions is your advocate at each turning point.
Financial hardship can strike anyone — job loss, medical expenses, divorce, or adjustable rate increases. The earlier you reach out, the more options available.
Coast’s Role
Coast can begin analyzing your situation immediately, before any formal proceedings begin.
Your lender files a formal notice that you are behind on payments. This starts the clock on the foreclosure process, but it is far from the end.
Coast’s Role
Coast prepares your complete documentation package (20–40 pages) from a single 3-page worksheet, ensuring lender compliance.
Your lender reviews your financial situation to determine if modified loan terms — lower interest rate, extended term, or reduced principal — are viable.
Coast’s Role
We can negotiate directly with your lender to explore loan modification, forbearance, or repayment plans.
If unresolved, the lender schedules a sale date. Even at this stage, intervention remains possible through modification or other solutions.
Coast’s Role
We continue fighting for the best outcome for you — whether that's keeping your home or negotiating an alternative that protects your interests.
Filing for Chapter 7 or Chapter 13 bankruptcy can halt the foreclosure process and provide time to restructure finances.
Coast’s Role
Coast works alongside your legal counsel to ensure mortgage assistance is coordinated with any bankruptcy proceedings.
Ideally, your foreclosure is resolved, and you are able to refocus your priorities on rehabilitating your credit.
Coast’s Role
Coast enjoys helping clients focus on ways to avoid a future default situation.
Homeowner Stories
Hundreds of homeowners have trusted Coast Realty Solutions to advocate on their behalf — at no cost.
“The service was excellent — they helped me when I was facing foreclosure and got me out of a bad situation.”
“I was about to lose my home to a foreclosure. Mr. Ryan suggested I contact the California Mortgage Relief program and walked me through the process. He saved my home.”
“Sean Ryan assisted me twice in working with my lender during tough moments. He successfully negotiated with my lender and guided me through the rough times.”
“We had been negotiating with banks for nearly 5 years and paid thousands to an attorney with no luck. In a little over a month, Sean got the bank to modify our loan. It's life changing.”
“I was at risk of losing my family home. These two amazing people pulled me out of the gutter and saved my home. My kids and I get to stay together under our own roof.”
“My mortgage was in default and Sean reached out. He and Jessica handled the entire matter, advising me at every decision. I saved over $80,000 by trusting Coast Realty.”
